Top 10 Courses in Commerce Without Mathematics after Class 12th

Many students are very worried after completing their senior secondary education (class 10th) about choosing a stream, especially if it’s commerce. Whether or not one should choose mathematics in combination with commerce is a major question boggling students’ minds. Since many students pursuing commerce without maths worry about the options for higher education after school, here we have prepared a curated list of the top courses that they can pick. 

Latest Update: Class 10th and 12th CBSE Board Results of the year 2024 are Soon to be released, to check the result you have to visit the official website of the CBSE, and for more details Click Here.

So if you are a student who has a background in commerce without mathematics as a subject, then this blog will bring you all the essential information about courses in the form of diplomas, degrees and certification courses, that you can take up even if you did not have mathematics as a subject in school education. 

Continue reading to explore the best options of higher education for you.

Commerce Without Maths: What are the Major Subjects of Study?

The stream of commerce pertains to the study of a number of subjects that familiarise the student with aspects like management of commercial ventures, handling of finances, management of accounts, banking, business studies and management and so on. In essence, commerce as a stream of education concerns itself with the study of large scale sale and purchase of services, products or entities. 

Recent research suggests that commerce is one of the most popular streams of education among students, with over 14% of all students taking up this stream after completing class 10th education. Students are often quite perplexed as to whether or not to opt for mathematics along with the commerce stream. 

If not having enough course options after class 12th due to pursuing commerce without mathematics is your major concern–then worry not. There are a number of mainstream, top courses that are popular and heavily demanded in the industrial domain that you can take up after completing school education in the commerce stream without mathematics. 

Here we have listed the major subjects that a commerce student studies in class 11th and class 12th if they are pursuing the commerce stream.

• Accounting: This subject pertains with the domain of finance and management of accounts. It is concerned with the systematic recording of trade/financial transactions between individuals or organisations. The common areas of study in accounting further include taxation, auditing, bank accounting, share capitals, stocks, cash flow management etc.  

• Business Studies: Related to the in-depth learning about the various aspects of initiating, managing, sustaining and growing a business, this subject is a combination of aspects like financial management, entrepreneurship, commercial banking, accounting and so on. 

• Economics: Economics is the “formal study of the description of production, distribution and consumption of wealth” [Britannica]. In essence, it involves an examination of how humans sustain and manage their resources in cases of shortage of supply and increase of demands. Economics is within the purview of social sciences and it also includes two major domains–microeconomics and macroeconomics. 

• English:  English, though not a particular part of the commerce stream of study, is one of the mandatory subjects that students in class 11th and class 12th have to pursue. In addition to increasing the knowledge of students pertaining to literature, a study of English also helps boost the communication and interpersonal skills that may be essential to thrive in a career in finance and commerce. 

Thus, as can be seen, the commerce stream includes the study of a number of subjects that help the student to gain a holistic understanding of the various aspects of initiation and management of a commercial venture. While mathematics can certainly be a major facilitating subject in the study of commerce, especially with respect to accounting and economics, not having mathematics in the subject combination of commerce studies is not a setback or roadblock to your path of higher education in commerce. 

If you are conflicted and confused about which course of commerce to take up for further education, here we have mentioned a few of the key considerations: 

• Find your primary area of interest and passion within the discipline as it would guide you to continue your further education. 
•  Assess if you possess the requisite skills and knowledge needed to take up a college course in that domain, and accordingly select your preferred course. 
• Carefully assess the curriculum and papers covered in the course that interests you. 
• Assess the faculty and student services of the colleges.
• Assess the placement package and statistics of the college and the course to evaluate the career scope of the program you want to choose. 

Find more details about the top 10 courses that you can take up even if you did not study mathematics as a subject in your higher secondary level. 

Top 10 Degree Courses in Commerce without Mathematics (After Class 12th)

While a misconception commonly persists among students as to the fact that many higher educational opportunities shut off for commerce students simply because they did not study mathematics in class 11th and 12th, this is not entirely true since a large number of courses in mainstream commerce can be pursued even without mathematics, among which top 10 have been described below. 

1.   Bachelor of Commerce (B.Com) (with Honors)

A Bachelor of Commerce is one of the most popular and conventional educational pathways that a commerce school pass-out can consider. Despite being a popular and mass choice for undergraduate education after completing class 12th, it is still a highly valued qualification for commerce students and can be a major highlight on one’s resume, especially if they have an honours in the B.Com course. 

A B.Com Hons can be pursued without having to study mathematics (although having a foundational knowledge of maths can be helpful in navigating the course better) and allows the student to choose a specialisation of their choice in addition to covering the fundamentals of commerce. 

Find more details about the course tabulated below. 

Course Name	B.Com Honours
Course Duration	3 Years
General Eligibility	Completed 10+2 in Commerce Stream with at least 45%-50 Aggregate Marks from a Recognised Board
Average Course Fee	INR 20,000 to INR 1,00,000
Top Institutions	University of Delhi, Indraprastha University, Christ University, Loyola College etc.
Major Job Domains after Degree	Business Analyst, Tax Accountant, Foreign Trade Officer, Cost Accountant,  Stock Broker etc.
Average Potential Salary After Graduation	INR 4 LPA to INR 8 LPA
Major Hiring Companies	ICICI Bank, State Bank of India, HDFC Bank, Boston Consulting Group, Goldman Sachs, JP Morgan and Chase etc.

2.  Cost & Management Accountant (CMA)

Cost and management accountant or CMA is a popular option for higher education for students with a commerce background. A professional certification course that brings together the essential aspects of management and financial accounting, a CMA program is a 3-year course that students qualifying their class 12th boards can take up. It is offered by the ICAI (Institute of Cost Accountants of India) and consists of three constituent courses–the Foundation program, the Intermediate program and the Final program. With a variety of subjects like business statistics, economics and management, business law, cost management and cost accounting among a few in the curriculum, a student can efficiently navigate their pathway to becoming a certified CMA in India, a much revered profession which opens up the career pathway to other prominent job roles as well. 

As can be seen, while a commerce stream is a preferable criteria for selecting the candidates for this course, the stream or having chosen mathematics at the 10+2 level is not a mandatory criteria for the course. Thus, students who had not opted for maths at the higher secondary level can easily develop a career in this field. 

Find further key details about the CMA course given below. 

Course Name	Cost & Management Accountant (CMA)
Course Duration	3 Years
General Eligibility	Qualifying Class 12th  Education with a Minimum of 50% Aggregate Marks
Average Course Fee	INR 1,00,000–INR 2,00,000
Top Institutions	Institute of Cost Accountants of India (ICAI)
Major Job Domains after Degree	Certified Management Accountant, Cost Controller, Financial Analyst, Budget Analyst, Accountant
Average Potential Salary After Graduation	INR 7 LPA–INR 8 LPA
Major Hiring Companies	AICL, Amazon, Accenture, Larsen & Toubro, Wipro etc.

3.  Chartered Accountancy (CA)

A comprehensive and much-revered course due to its tough and rigorous course curriculum and structure, chartered accountancy or CA is a professional certification course offered by the Institute of Chartered Accountants of India (ICAI). This course consists of three constituent courses–the foundation course, the intermediate course and the final course. If you are a fresher who has completed their class 12th education, then you would have to start with the Foundation program of CA. The course is at least of a duration of 4.5 years to 5 years, however, if you are not able to qualify in any one of the exams, you shall have to begin the course from the start. 

Thus, CA is one of the toughest and most rigorous courses in commerce. However, it is a well-compensated field and it comes with its own revered job roles and domains. It opens up jobs in the private as well as the government sectors and can enable them to get excellent career escalation opportunities. 

Find more about the key details of the CA course below.  

Course Name	Chartered Accountancy (CA)
Course Duration	4.5 Years to 5 Years (Minimum Period)
General Eligibility	Qualifying Class 12th Boards with a Minimum of 50% Aggregate Marks
Average Course Fee	INR 70,000-INR 87,000
Top Institutions	Institute of Chartered Accountants of India (ICAI)
Major Job Domains after Degree	Chartered Accountancy, Investment Banker, Financial Consultant, Tax Auditing Officer etc.
Average Potential Salary After Graduation	INR 6 LPA to INR 7 LPA
Major Hiring Companies	Boston Consulting Group (BCG), KPMG, State Bank of India, Standard Chartered, HDFC Bank, Axis Bank etc.

4.  Bachelor of Management Studies (BMS)

Bachelor of Management Studies (BMS) is a 3-year undergraduate course that can be taken up by any student who has completed their higher secondary education from a recognised board with a minimum qualifying criteria. This course is especially suitable for students from the commerce field since it brings together the nuances of management and business studies through subjects such as business communication, management accounting, industrial law, international marketing etc. 

BMS is offered in a number of top private and public institutions. The course selection is based on merit as well as entrance criteria. It can open up managerial job roles in the entry and middle positions for students, with a good scope of career escalation with experience. 

Further key details about the course and its career scope have been provided below. 

Course Name	Bachelor of Management Studies (BMS)
Course Duration	3 Years
General Eligibility	Qualifying Class 12th Examinations with a Minimum of 50% Aggregate Marks from a Recognised Board
Average Course Fee	INR 30,000 to INR 5,00,000
Top Institutions	St. Xavier’s College, Narsee Monjee College of Commerce and Economics, Amity University, University of Delhi
Major Job Domains after Degree	Financial Consultant, Financial Manager, Marketing manager, Assistant Manager
Average Potential Salary After Graduation	INR 4 LPA–INR 9 LPA
Major Hiring Companies	IBM, Deloitte, Godrej, Tata Consultancy Services (TCS), Reliance, Honda etc.

5.  Bachelor of Business Administration (BBA)

Bachelor of Business Administration or BBA is one of the most demanded management courses in India at the undergraduate level and a popular choice for further education among commerce students. The course is a three year degree program that can be taken up by any candidate who has successfully completed their class 12th education with a minimum of 50% aggregate marks. There are no stream restrictions for students to apply to a BBA program and hence, if a commerce student does not have a background in mathematics, they can still easily take it up. 

A BBA graduate can get a vast number of appealing job options right after completing the course. While the initial job offers they receive might be at the entry level of management, with a few years of experience, the graduate can escalate to middle to top management and grab fairly compensated packages. 

Some of the key specialisations of BBA which are suitable for students from the commerce stream include: 

• Financial Management 
• Banking and Accounting Management
• Marketing Management 
• Banking and Finance Management 
• Business Analytics 
• International Business Management 
• International Finance Management 
• Retail and Sales Management 
• Finance and Leadership 
• Financial Market Management 
• Entrepreneurship 
• Family Business Management 

Find more details about a BBA course given below. 

Course Name	Bachelor of Business Administration (BBA)
Course Duration	3 Years
General Eligibility	Qualifying Class 12th Examinations with a Minimum of 50% Aggregate Marks from a Recognised Board
Average Course Fee	INR 20,000–INR 2,00,000
Top Institutions	SVKM’s NMIMS, Christ University, Loyola College, Symbiosis Institute of Computer Science and Research, Jain University etc.
Major Job Domains after Degree	Manager, Digital Marketer, Marketing Manager, Financial Manager, Financial Analyst, Accounting Manager etc.
Average Potential Salary After Graduation	INR 4 LPA–INR 6 LPA
Major Hiring Companies	Accenture, IBM, Wipro, Tata Consultancy Services (TCS), Deloitte, Flipkart, Amazon etc.

6.  BBA in Foreign Trade 

A Bachelors of Business Administration (BBA) in Foreign Trade is another 3 years UG course that is designed to specially meet the academic and career needs of commerce students. Having studied mathematics is not a necessary criteria for taking up a BBA in Foreign Trade. Both private and public universities and institutes offer this course to students who have completed their class 12th education. 

The course introduces students to a number of subjects related to foreign trade, foreign trade law, international taxation, auditing, import and export and so on. The career options after completion of this course are vast and can be quite rewarding with respect to career growth opportunities. 

Find key details about this course given below. 

Course Name	Bachelor of Business Administration (BBA) in Foreign Trade
Course Duration	3 Years
General Eligibility	Qualifying Class 12th Examinations with a Minimum of 50% Aggregate Marks from a Recognised Board (From Any Stream but Preferably Commerce)
Average Course Fee	INR 25,000 to INR 3,00,000
Top Institutions	Prestige Institute of Management and Research, IMED Pune, IP University etc.
Major Job Domains after Degree	Export Manager, International Relations Manager, Import Officer, Foreign Trade Analyst, Foreign Trade Manager etc.
Average Potential Salary After Graduation	INR 6 LPA to INR 10 LPA
Major Hiring Companies	Paramount Products, Jindal Industries, Eastman Cast and Forge, Designco India etc.

7.  Integrated Bachelor of Arts + Bachelor of Law (BA+LLB)

While a traditional LLB (Bachelor of Legislative Law) course lasts for five years, it requires students to have a valid graduation degree. This means an investment of 5 to 6 years into two degree courses. To address this issue of students, in India, a 5-year integrated course, Bachelor of Arts with LLB, is provided as a single, five-year program that introduces students to the basics of humanities courses and subjects followed by legislative subject domains. This integrated course is designed for students completing their school education, so that after completion, directly a dual degree of both BA and LLB can be obtained. 

The course is suited for those commerce school graduates who wish to develop a career in law. A B.A LLB can open up career domains like advocacy, barristry, law consultancy, corporate law, legal advising and counseling and so on.

Find further essential details about the course given below. 

Course Name	Integrated Bachelor of Arts + Bachelor of Law (BA+LLB)
Course Duration	5 Years
General Eligibility	Qualifying Class 12th Examinations with a Minimum of 50% Aggregate Marks from a Recognised Board
Average Course Fee	INR 1,50,000–INR 15,00,000
Top Institutions	National Law University (NLU), National Law School of India University, Symbiosis Law School, Jamia Millia Islamia, Banaras Hindu University etc.
Major Job Domains after Degree	Law Officer, Legal Advisor, Advocate, Lawyer, Judge, Corporate Lawyer, Legal Counsel
Average Potential Salary After Graduation	INR 6 LPA–INR 7 LPA
Major Hiring Companies	Corporate Firms, Personal Practice

8.  Bachelor of Arts (B.A) in Economics 

A Bachelor of Arts in Economics is another major degree sought by commerce students. While mathematics certainly eases the path for studying economics to a certain degree, the common misconception that mathematics is compulsory for studying economics is misleading and wrong. Having fundamental knowledge in mathematical concepts is very important for understanding concepts in economics, but having it as a compulsory subject at the 10+2 level is not needed. 

B.A. Economics Hons is a 3-year undergraduate program open to students who have completed their class 12 education from a recognised board and meet the minimum cutoff set by the institutions. This course includes various subjects like microeconomics, macroeconomics, economics and policy, statistics, economic analysis etc. 

More details about the course have been provided below. 

Course Name	Bachelor of Arts (B.A) in Economics
Course Duration	3 Years
General Eligibility	Qualifying Class 12th Examinations with a Minimum of 50% Aggregate Marks from a Recognised Board
Average Course Fee	INR 30,000–INR 1,00,000
Top Institutions	University of Delhi, Shri Ram College of Commerce, St. Xavier’s College, Christ University, Loyola College, Presidency College
Major Job Domains after Degree	Investment Banker, Financial Analyst, Financial Manager, Stock Broker, Auditor
Average Potential Salary After Graduation	INR 5 LPA–INR 9 LPA
Major Hiring Companies	JP Morgan Chase, Bank of America, Citibank, Allianz, HSBC, Berkshire Hathaway etc.

9.  Bachelor of Journalism and Mass Communication (BJMC)

If you are a commerce graduate interested in learning more about journalism and mass communication, then the Bachelor of Journalism and Mass Communication or BJMC course is an apt option for higher education for you. A 3 year undergraduate program, it is designed to introduce students to the basics of journalism, media studies, media writing, mass communication and so on. 

This course is open to students who qualify their higher secondary board exam with at least 50% aggregate marks. Some institutions may also conduct screening through entrance examinations as well. The job opportunities that a student can receive after graduation from this course are diverse and well-paid, as journalism is quite a well-developed professional field in India and abroad.

Find more details about the BJMC course given below. 

Course Name	Bachelor of Journalism and Mass Communication (BJMC)
Course Duration	3 Years
General Eligibility	Qualifying Class 12th Examinations with a Minimum of 50% Aggregate Marks from a Recognised Board
Average Course Fee	INR 50,000–INR 3,00,000
Top Institutions	IP University, Vivekananda Institute Of Professional Studies, International Institute Of Management Media And I.T, International Institute of Media & Communication, Amity University
Major Job Domains after Degree	Media Consultant, Journalist, Editor, Public Relations Specialist, News Analyst, Social Media Manager
Average Potential Salary After Graduation	INR 4 LP–INR 6 LPA
Major Hiring Companies	The Times of India, Hindustan Times, Zee News Network, Doordarshan, Indian Express

10.  Bachelor of Science (B.Sc) in Hotel Management 

A Bachelor of Science in Hotel Management is a 3-year undergraduate course that can be taken up by any student completing their school education and qualifying the institutional screening. There are no stream restrictions for this course and hence students from commerce (without mathematics) can easily pursue it if hotel management and hospitality interests them. 

There are a number of subjects and areas that students learn about in this course including nutrition, housekeeping, operations, culinary sciences, marketing management, hotel economics, financial management etc. There are both private and public higher educational institutions offering this course to students and it can be quite a seamless journey towards successful career escalation as graduates can take up jobs in top-notch hospitality lines and five star hotels. 

Find further details about B.Sc in Hotel Management here. 

Course Name	Bachelor of Science (B.Sc) in Hotel Management
Course Duration	3 Years
General Eligibility	Qualifying Class 12th Examinations with a Minimum of 50% Aggregate Marks from a Recognised Board
Average Course Fee	INR 1,00,000–INR 3,50,000
Top Institutions	IHM Kolkata, IHM Pusa, IHM Hyderabad, Lovely Professional University, Jalandhar, Amity University, Manipal University
Major Job Domains after Degree	Hotel Manager, Hospitality Manager, Sales Manager, Hotel Development Manager, Assistant Manager
Average Potential Salary After Graduation	INR 5 LPA–INR 7 LPA
Major Hiring Companies	Oberoi, Taj, Radisson, Marriott, ITC etc.

Commerce Diplomas and Certificate Courses without Mathematics after Class 12

If you are a school graduate looking to grow your skills and knowledge in commerce but cannot devote full-time attention to a degree program, then there are a number of diploma and certificate courses as well that can suit your unique academic and professional needs. 

Diploma and certificate programs are short-duration courses which can range anywhere between a few months to a couple of years in their duration. These courses are available for students in various key areas of commerce, and can enable them to effectively upskill and boost their knowledge in pertinent subjects of commerce. 

Moreover, diplomas and certificate courses may be more suitable for those students who need a flexible and shortest duration of time to devote to their education before venturing into the professional field. 

For all such students, various diploma and certification courses in commerce are available which can be taken up even if they do not have a background in mathematics. 

Here are a few of the prominent diplomas in commerce available for students interested in studying commerce. 

Diploma in Business Management	Diploma in Banking and Finance
Diploma in Computerised Accounting and Taxation	Diploma in Banking and Finance
Diploma in Retail Management	Diploma in Foreign Trade
Diploma in Entrepreneurship and Small Business Management	Diploma in Import and Export Management
Diploma in E-commerce	Diploma in Stock Market Trading and Operations
Diploma in International Business	Diploma in Business Analytics
Diploma in Wealth Management	Diploma in International Trade Management

Further, below we have enlisted a few of the top certification courses in commerce popularly pursued by students and professionals alike for upskilling and knowledge building. 

Certificate Course in Financial Management	Certificate Course in Financial Data Analytics
Professional Certificate in International Business Management	Certificate Course in Technological Banking and Financial Services
Certificate Course in Debt and Money Market	Certificate Course in Digital Marketing Analytics
Certificate Course in Salesforce Developer Platform Training	Certificate Course in Digital Marketing Analytics
Certificate Course in Financial Technology (Fintech)	Certificate Course in Accounting and Taxation
Certificate Course in Income Tax	Certificate Course in GST

Please note, a few of these courses (diploma and certificates) are advanced courses which require the student to have at least a few years of professional experience after completion of class 12th education in order to be eligible to pursue them. 

Conclusion

In this blog, we have brought together key information about some of the most demanded and comprehensive degree, diploma and certification courses in the field of commerce that you can take up as a student even if you have not studied mathematics but belong to the commerce stream.